Software & services · Regulated industries · Government

Software and services for the industries where trust is the product.

AI decisioning, change management and consulting for banks, insurers, utilities, government, defence and healthcare.

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CxOS · the AI customer decision engine
Enable · change management, simply priced
Consulting · AI, cloud & strategic alignment

Products

Two products, built for environments that answer to regulators, boards and the public.

Where "move fast and break things" was never an option, software has to earn its place. Ours plugs into what you already run.

CxOS

The AI customer decision engine for regulated environments

Real-time, auditable customer decisioning that plugs into your existing systems: core banking, policy admin, CRM. Every decision is instant, explainable and recorded.

DecisioningReal-time AuditableIntegrates with your stack
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Enable

The change management SaaS you've been missing

Customisable organisational change management software with a simple price tag. Plan, track and land change across your organisation without the enterprise procurement saga.

Change managementCustomisable Simple pricing
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Services

Consulting that ships outcomes, not hours.

AI consulting

Customer experience, legacy modernisation, growth and adoption, operational efficiency, and forward deployed AI engineers who build alongside your team.

Forward deployedLegacy modernisation
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Cloud consulting

Genuinely agnostic across Azure, AWS and GCP. Strategy, adoption, app transformation, data, managed services, platform engineering and cloud security.

AzureAWSGCP
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Management consulting

Strategic alignment, change management and advisory, independent QA, and operational health checks. Boards, executives, leaders and teams on the same page.

Strategic alignmentIndependent QA Outcomes not hours
Management consulting →

Industries

Six industries. One thing in common: trust is the product.

Banking & Finance Decisioning across the credit and customer lifecycle Insurance Underwriting, claims and customer decisions Utilities Regulated retailers and network operators Public Sector Central and local government delivery Defence Sovereign, security-conscious delivery Healthcare Providers, funders and digital health

Why KRD

Built by people who have shipped inside the scrutiny.

KRD was founded in New Zealand and works globally, led by 20 years of software engineering and delivery leadership across government and regulated industries. We know what it takes to ship when the stakes are real, because we have done it.

About KRD →

Let's talk about what you're trying to change.

A 30 minute call. No deck, no discovery workshop. Just the problem and whether we can help.

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